The allows card members to earn 2% cash back at gas stations and restaurants up to $1,000 every quarter and 1% cash back on all other purchases. Also for a limited time for new customers, earn double cash back at the end of the first full year. The introductory 0% APR is for 14 months with No Annual and Hidden Fees. The Discover It Chrome will allow you to earn cashback without the hassle of signing up for quarterly categories and the It Chrome provides features like free FICO credit score tracking, first late payment forgiveness, and online account freezing. Choose from 5 different card designs that fits your personality.
Discover It Chrome Summary:
- Maximum Bonus: New members can double the cash back earned at the end of the first year, up to the maximum of $1,000 each quarter for 2% cash back purchase categories and no limit for all other 1% cash back purchases.
- Spending Requirement: None
- Annual Fee: $0
- Bonus Worth: Total yearly maximum of $4,000 for 2% cash back purchases plus amount earned for all 1% cash purchases which does not have a limit.
- Expiration Date: None
- Additional Advice: When using Discover Deals online shopping portal, not only are u getting cash back from items purchased, all portal purchases are also doubled during the promotion. Maximize your cash back rewards by redeeming gift cards from participating retailers at discounted rates. Discover also makes it easy to use your earned rewards when shopping with Amazon.com
Discover It Chrome Features:
- 0% introductory APR – Discover is currently offering 0% interest rate on all purchases for 6 months.
- No Hidden Fees – No annual fees, no foreign transaction fees, no over limit fee, and no fee for your first late payment. Your interest rate will not increase for late payments.
- Price Protection – If you find a lower price within 90 days of making a qualifying Discover it card purchase, Discover will refund up to a $500 difference .
- Purchase Protection – If stolen or accidentally damaged, all eligible purchases made with the Discover It card are protected for up to $500 during the first 90 days.
- Return Protection – If you change your mind about a purchase, you can return any eligible purchase within 90 days for up to a $500 refund. For example, if the store return policy on an item that you purchase has a 30 day limit, you will have an extra 60 days for a refund with Discover.
- Fraud Protection – Discover will not make you liable for any charges that you did not make.
- Extended Warranty – Discover will extend the terms of the original U.S. manufacturer’s warranty and any purchased warranty for up to 1 extra year, on warranties of 3 years or less. You will appreciate this on major purchases like electronics, home and medical supplies.
- Free real FICO score – Keep a close eye on your FICO credit score each month for free with the Discover It Card.
- Freeze It On/Off switch – If your card gets lost or stolen, freeze or unfreeze your account within seconds with the mobile app or through Discover’s website. You no longer have to go through drawn out phone call process to reach a representative.
- Flexibility – The Discover It credit card allows you to choose your own monthly due date and you have until midnight of that day to pay by phone or online. This allows you to customize and manage your finances.
- U.S Based, 24 Hour Customer Support – Call any time and speak to a representative without any miscommunication since call centers are here in the US.
With the double cash back promotion, new members can essentially earn up to 4% on gas and food, 2% on all other purchases for the first year. The maximum amount for 2% cash back purchases is $1,000 each quarter, which totals to $4,000 each year. Add the amount earned from your 1% cash back purchases and you’ve got yourself a very nice reward. Combined with the 0% introductory APR and all the signature features, the Discover It Chrome is great for anyone who is frequently on the road and loves to go to the grocery stores. However, if you do most of your spending online for a variety of items, review our complete list of that you can benefit more from.
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