Before I get into this post, I want to note that typically, the higher the term and the higher the deposit, the higher the returns. Hope Credit Union offers quite the Certificate of Deposit coined their Share Certificate and they put absolutely commitment towards this product.
From a 0.20% APY for a 6-month’s CD to 2.17% APY for a 60-Month’s CD; moreover, an essential boost for their Jumbo products: 0.45% for a 6-month’s Jumbo CD to 2.43% APY on their 60 month’s Jumbo CD. You would need $1,000 in minimum deposit for their standard Share Certificate; $95,000 minimum deposit for their Jumbo Certificate. Definitely a viable option if you want higher fixed dividend (or interest rate) than you would with a regular savings account
|Synchrony Bank is offering one of the best competitive rates for their various CD terms. Synchrony Bank offers 3-Month CDs to 60-Months CDs from 0.25% APY to an impressive 2.35% APY! The minimum deposit to open an of the CD accounts is $2,000. Hurry and take advantage of these great CDs rates today! Apply Now--- Synchrony Bank CD Review|
|CIT Bank is offering a competitive rate of 1.32% APY on a 1-Year CD . To sign up with CIT Bank, you are only required to be at least 18 years old and be a U.S. citizen. Be sure to have a check or bank account number to electronically transfer money into your new CD account. With a wide range of CD lengths, you get to choose which account fits you the best! Apply Now--- CIT Bank CD Review|
|BBVA Compass is now offering their 12-Month Certificates of Deposit (CDs) with a high rate and competitive rate of 1.40% APY. In order to obtain this amazingly high CD APY Rate, you must open a new BBVA Compass CD account and have a minimum opening deposit of $500 established. CDs will give you high interest rates for long term saving and BBVA Compass CD offers FDIC Deposit Insurance up to $250,000 per individual account holder, 24/7 online account access, and so much more. So don't wait and take advantage of this high CD rate today! Apply Now--- BBVA Compass CD Review|
|EverBank is offering nationwide a range of attractive rates of 2.30% APY on a 60-Month CD with an initial deposit as low as $5,000. With Everbank, you don't have to worry about any impending fees as they offer you features such as no monthly account fee and daily compounded interest.|
Hope Credit Union Certificate of Deposit Summary:
- Apply Now
- Account Type: CD account
- APY Rates:
- Jumbo CD:
- 0.45% – 6 Month CD
- 1.41% – 1 Year CD
- 1.71% – 2 Year CD
- 1.96% – 3 Year CD
- 2.43% – 5 Year CD
- Share Certificate (Standard):
- 0.20% – 6 Month CD
- 1.15% – 1 Year CD
- 1.45% – 2 Year CD
- 1.70% – 3 Year CD
- 2.15% – 5 Year CD
- Availability: Nationwide
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $1000 for Standard Share Certificate; $95,000 for Jumbo Share Certificate
- Early Withdrawal Fee: Penalty if you withdraw before the maturity date.
- Auto-Renewal: Unknown
Hope Credit Union Best CD Rates:
Hope Credit Union doesn’t exactly have the best short-term CD Rates nor do they have any surreal diversity in their term selections, however, they do excel with their longer-termed products; moreover, their Jumbo Share Certificate products. Although there is a steep deposit minimum of $95,000, the account ranks pretty dominantly on our compiled list of 2 Year CDs, 3 Year CDs, and 5 Year’s termed CDs. Note that rates can change unexpectedly at any time now. Good thing that they mention “guaranteed interest rates” after lock-in. Also, your every deposit will be secured by the NCUA at the maximum allowed by state.
Hope Credit Union CD Account Features:
- Invest for 6, 12, 24, 36, or 60 months
- $1,000 minimum deposit; $95,000 for Jumbo
- Guaranteed interest rates
- Insured up to $250,000 by NCUA.
With terms from 6 months to 5 years and APY’s ranging from 0.20% APY to 2.43% APY, Hope Credit Union offers you some pretty interesting APY on their longer termed accounts. All you need is $1,000 in minimum deposit value for the standard Share Certificate. If you want to reap even more returns, you can make $95,000 in minimum deposits on a Jumbo Share Certificate for upwards of 2.43% APY. If you are not currently interested, be sure to see our complete list of the Best National CD Rates for all your Certificate of Deposit needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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